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June 2024 Market Update

Hi there!It's June 1st and I thought I would give you a quick market update!Mortgage rates are sitting just over 7% right now. That’s lower than the long term, 60 year average, around 7.5%, and home prices are still going up in most neighborhoods.  I have talked recently to a lot of people in a lot of different circumstances. If you bought your house in the last couple years, you probably have a higher rate and payment than you want.  If you’ve owned for more than 2 or 3 years, chances are your house is worth a lot more than you paid for it. Which makes it hard to move, even if you really need to because you’re going to pay more for lesser house.Or maybe you like your house just fine and have a low mortgage rate, but a high amount of other debt in credit cards and loans; so some people are feeling the financial pressure , even with a low house payment.All these are real situations. I'm talking to people every day. And the good news is there are all kinds of solutions.  I've had lots of Homeowners able to access home equity to pay off bills and drastically lower monthly debt payments.  First time home buyers get into homes for less than they'd have to pay in rent.  We've helped people downsize affordably. Trading up to bigger homes. Buying rental properties and vacation homes.If you have a situation you’re trying to figure out, I would love it if you would loop me in. I am here to help if I can.  If you see something or hear something and are wondering if you could benefit from it, please ask me about it.  What’s happening in the mortgage business is that a lot of companies are hurting. The last couple years have been really tough with high rates, and we’re seeing a lot of places resorting to some really deceptive marketing tactics just to try to stay in business.You've probably gotten letters, postcards, calls, text messages, emails. Not to mention all sorts of ads on the internet and social media. Just keep this in mind: “Marketing” is designed to draw you in. It's not always outright bait & switch, but there is A LOT of fine print in the mortgage world. It’s easy to get tricked and end up paying way more than you should, or doing something that sounds good but doesn’t actually benefit you.So if you hear about something that sounds really great, send it over and let me take a look at it.  If it’s a legitimate offer, chances are I can do the same thing for you, and I would love the chance to earn your business again. If it’s a scam, I’ll tell you, and if it’s a better deal than what I could do for you, I’ll tell you that too.  Also I realize not every problem is a mortgage problem. I do a lot of networking with other businesses –financial planners, CPAs, attorneys, plumbers, landscapers and pool companies. Whatever you need, I might be able to connect you with someone.Please feel free to reach out!Daniel

Reverse Mortgage Calculator

Wondering how much you might qualify for on a Reverse Mortgage?Our easy-to-use reverse mortgage calculator is a great place to start.Plug in a few details and it will immediately calculate an estimate of how much you may qualify for.Keep in mind that these numbers are estimates only. Please reach out directly for more comprehensive and accurate figures.Everyone's situation is a little bit different, and there is no cost or obligation to a personal 1-on-1 consultation.Please reach out to me directly, and let's get your questions answered!DanielFor more Reverse Mortgage resources and informative videos, please visit https://www.yumalender.com/reverseloan

May 2024 Market Update

Real Estate Rundown is a monthly webinar series about what's happening now in mortgages and real estate. This class was recorded live on May 9, 2024Today's topics include:Recent News & Market StatsStudent Loan Changes That May Help You Buy a HouseA cool strategy for buying Investment Property with Your College StudentSaving Money on your house payment with Buy-DownsRegister and join the future calls live via zoom here.Or you can watch the recordings on YouTube on your time here.If you have any feedback or suggestions for future topics, please email jacksonteam@novahomeloans.com.Thank you and we'll see you again next month!

listings View All →

14690 E 46th Loop

Check out the amazing view on this golf course new construction home. The backyard overlooks picturesque desert, golf course greens and our stunning chocolate mountains. This gorgeous house has it all! 10' ceilings, 8' entry door, on demand water heater, 8' garage doors, over sized expanded garage, garage utility sink, custom lighting, custom fans, self closing cabinets, quartz countertops, mission style finish on walls and so many more features that you need to see. Comes with a 2/10 builder warranty.

3587 S Woodpecker Dr

This Beautifully maintained rare, two master suite home built by Jacobson Homes is situated on a corner lot within the very desirable Cielo Verde Estates. The owner suite as well as the guest suite come with tile walk in showers & walk in closets. The owners suite does have a soaking tub. There is a 3rd bedroom & 3rd full bath w/tile surround. Granite tops Home comes w/a gas range but this home is wired for either gas or electric appliances. A full 3 car garage w/8' tall insulated garage doors! A must see!

14713 E 46th Loop

This brand new 4 bed gorgeous house built by KNAM & D could be yours! Featuring a modern design, spacious interior, and panoramic mountain views, this beauty leaves little to desire. Open split concept living with split floor plan, high end finishes, ample natural light, and a thoughtfully landscaped front yard create an ideal home for comfort and relaxation. Backyard is enormous, and features a large covered patio with an extra bathroom for convenience. Double gates and RV access complete is charming home.

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Cielo Verde Phase 4

3–4-bedroom homes ranging from 1271 sq. ft. - 1605 sq. ft. Now available!Cielo Verde is a neighborhood that offers the best of both worlds: quiet, peaceful living surrounded by natural beauty, and all the conveniences and amenities of a vibrant, modern city.For outdoor enthusiast, Cielo Verde is ideally situated near some of the best hiking, biking and camping destinations in the region. The nearby Imperial Sand dunes, for example are a popular destination for off-road enthusiast, while the Colorado River provides ample opportunities for fishing, boating and water sports.For those who prefer the indoors, Yuma offers a variety of cultural experiences, including museums, theaters, art galleries, and music venues. With a wide range of shopping, and dining options, you will never run out of things to do or places to explore.As a "new home" builder in this area, we are committed to providing exceptional homes that meet the needs and preferences of our customers. We take pride in building homes that are not only beautiful and stylish, but also functional and sustainable. Our homes are designed with the needs of modern families in mind, featuring open floor plans, spacious bedrooms, and ample storage space.Our commitment to quality doesn't end with the homes themselves, we also place a high priority on community design and creating neighborhoods that are pedestrian-friendly, and welcoming.Sales office3310 S. Avenue 8 EYuma, AZ 85365Office hoursBy appointment onlyMon-Fri 11am-4pm

Courtyards at Cielo Verde 2B

These courtyard homes are designed for privacy, security and low maintenance, perfect for retirement living or seasonal occupancy. Each home is built around its own exquisite private courtyard. Garages accessed off a separate city street out of sight at the rear of the lot.  Cielo Verde is a neighborhood that offers the best of both worlds: quiet, peaceful living surrounded by natural beauty, and all the conveniences and amenities of a vibrant, modern city.For outdoor enthusiast, Cielo Verde is ideally situated near some of the best hiking, biking and camping destinations in the region. The nearby Imperial Sand dunes, for example are a popular destination for off-road enthusiast, while the Colorado River provides ample opportunities for fishing, boating and water sports.For those who prefer the indoors, Yuma offers a variety of cultural experiences, including museums, theaters, art galleries, and music venues. With a wide range of shopping, and dining options, you will never run out of things to do or places to explore.As a "new home" builder in this area, we are committed to providing exceptional homes that meet the needs and preferences of our customers. We take pride in building homes that are not only beautiful and stylish, but also functional and sustainable. Our homes are designed with the needs of modern families in mind, featuring open floor plans, spacious bedrooms, and ample storage space.Our commitment to quality doesn't end with the homes themselves, we also place a high priority on community design and creating neighborhoods that are pedestrian-friendly, and welcoming.Sales office3310 S. Avenue 8 EYuma, AZ 85365Office hoursBy appointment onlyMon-Fri 11am-4pm

Cielo Verde Phase 6

Twin patio style home with a front placed garage. Now available!  Cielo Verde is a neighborhood that offers the best of both worlds: quiet, peaceful living surrounded by natural beauty, and all the conveniences and amenities of a vibrant, modern city.For outdoor enthusiast, Cielo Verde is ideally situated near some of the best hiking, biking and camping destinations in the region. The nearby Imperial Sand dunes, for example are a popular destination for off-road enthusiast, while the Colorado River provides ample opportunities for fishing, boating and water sports.For those who prefer the indoors, Yuma offers a variety of cultural experiences, including museums, theaters, art galleries, and music venues. With a wide range of shopping, and dining options, you will never run out of things to do or places to explore.As a "new home" builder in this area, we are committed to providing exceptional homes that meet the needs and preferences of our customers. We take pride in building homes that are not only beautiful and stylish, but also functional and sustainable. Our homes are designed with the needs of modern families in mind, featuring open floor plans, spacious bedrooms, and ample storage space.Our commitment to quality doesn't end with the homes themselves, we also place a high priority on community design and creating neighborhoods that are pedestrian-friendly, and welcoming.Sales office3310 S. Avenue 8 EYuma, AZ 85365Office hoursBy appointment onlyMon-Fri 11am-4pm